For those of you who are new here, to use your Fu Card again you will need to complete the onboarding process by validating your Aussie Licence or Passport and linking your Aussie bank account via the Fupay app. From there you will be provide with an Estimated Spend Account.

Your estimated Fupay spend amount is calculated by our FutureYou forecast, which is largely the information you see in your FutureYou dashboard in the app as well as our responsible lending rules. We use this information to understand your income, upcoming bills and how much you can afford to repay over the next 8 weeks. 👀📲

If you have done this and found an estimated spend limit of $0 don't worry it's not a forever thing. You can keep using our Money Management features and, whilst you may not be eligible for Fupay Funds at the moment, this can change in the future as the transaction data from your bank account changes over time. 🙏

If you want to know more about your estimated spend amount please get in touch!

For full T & C's regarding the $5 cash back promotion click here.

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