Once you have created a Fupay account, successfully linked your bank accounts and met our lending criteria, we provide an automated estimate of your spend amount as a guideline of how much you might be able to access through Fupay.
You can apply for Fu Cash or Fu Bills up to your estimated spend amount in the App and our Lending Team will review your request. We will let you know within 24 hours if your application has been approved and, once approved, your Fu Cash will be deposited into your nominated bank account instantly! However, if your bank institution doesn’t support real time payments, please allow 24 - 48 business days for the cash to hit your account. A Fu Bill will be paid within the same time frame ⏰
If you have downloaded the Fu Card to your wallet you can spend in-store or online up to the value of your estimated spend amount. Please note, there is a minimum spend amount of $20 on the Fu Card.
See more on our Fupay estimated spend amount here.