Our app is free to download on iOS and Android and there are no charges to use our manage money features 🙌

However, if you are wanting to use our Fupay Buy Now Pay Later features, we simply charge a flat-rate fee of 5% on any amount that you wish to Fupay. This covers the cost of moving money, that's it! We NEVER charge any account keeping fees or interest with Fupay. To help you understand this further we have provided some examples below:

Fu Cash

To use our Fu Cash feature, the fees and repayment structure are as follows:

Transaction Amount

Max Number of Repayments

Total Max Fee













Fu Card or Fu Bills

There are no fees associated with creating a Fu Card. It’s yours to keep and there are no ongoing account keeping fees.

If you are using our Fu Card or Fu Bills feature your fees and repayment structure may vary. For example, if your transaction is $35.95 your fee would be $1.80 and you would have a maximum number of 1 repayment.

Want to work out your fees for a Card transaction or upcoming bill? Check out our repayments calculator on our website here.

Shopping at a Fupay Partner Merchant?

When you make a purchase at one of our partner merchants either in store or online using your Fu Card there is no fee to you. Our partner merchants where you can use Fupay with no fees are outlined below;

Chemist Warehouse in store and online - www.chemistwarehouse.com.au

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